Bold Penguin by Bold Penguin

• DeX ai – Agentic AI capabilities for commercial insurance submission, market intelligence, market access, and coverage intelligence.
• Submission Intake & Data Extraction – Turns commercial risk information and documents into structured submission data, reducing manual entry.
• Risk Enrichment – Helps fill information gaps and prepare more complete submissions before they go to market.
• Carrier Appetite Matching – Uses market intelligence to help identify carriers that may be a fit for a risk.
• Commercial Quoting & Placement – Helps agencies move eligible risks from submission toward quote and bind.
• Market Access  – Provides access to 40+ carriers across 30+ lines of business, including admitted and E&S markets. 
• Cross-Sell & Coverage Opportunities – Helps identify potential coverage gaps and opportunities within existing accounts.
• Integrations – Connects with existing insurance technology and workflows to reduce duplicate entry and movement between systems.

Bold Penguin helps independent agencies and brokers simplify the work between receiving a commercial risk and getting it in front of the right markets. The platform combines submission automation, carrier appetite and market intelligence, quoting, and market access to reduce manual work throughout the commercial placement process.

With DeX ai, Bold Penguin is extending those capabilities through AI agents that can work together as an orchestrated workflow or be used individually within other commercial insurance processes.

Independent agents can use Bold Penguin to spend less time rekeying information, completing applications, and searching for markets. The platform can take information the agency already has, structure and enrich it for submission, identify potential carrier matches, and help move the risk toward quote and bind.

DeX ai expands the role AI can play in that process, taking on portions of the submission and market-search work while allowing the agency to remain involved in reviewing the risk and making placement decisions.

For agencies that need additional market options, Bold Penguin provides sub-appointment access to commercial markets as well as wholesale placement options for E&S and specialty risks. 

Bold Penguin uses APIs and integrations to connect its technology with existing insurance systems and workflows. DeX ai can also make individual AI agents available for organizations that want to incorporate specific Bold Penguin capabilities into their own workflows rather than use the fully orchestrated experience. 

DeX ai is Bold Penguin's agentic AI platform, built on capabilities and intelligence developed through its Digital Exchange.

DeX ai applies AI agents across submission ingestion, market intelligence, market access, and coverage intelligence. The agents can work together in an orchestrated workflow or individual capabilities can be incorporated into other workflows.

For independent agencies, this can mean less manual work preparing commercial submissions, finding appropriate markets, and moving risks through the placement process. Agents remain involved in reviewing information and making insurance and placement decisions.

Bold Penguin has received industry recognition including InsurTech100 honors and Business Insurance Best Places to Work recognition.