ZORRO Discover by ZestyAI

ZORRO Discover

Joined February 2026 | Last Updated February 2026

ZORRO Discover is the industry’s first Agentic AI platform designed to transform the fragmented world of regulatory filings into a strategic advantage. By converting millions of pages of complex state filings and regulator objections into instant, actionable market intelligence, ZORRO Discover helps producers know in real-time which carriers will accept a risk and which won't before quoting, considering factors like underwriting guidelines, deductible structures, rating factors, exclusions and endorsements.

Features & Quick Stats

Key Features

  • Plain-language search

  • Automated Competitive Benchmarking

  • Real-time scripts for communicating coverage options to prospects

Core Business

Property and climate risk analytics, competitive intelligence and regulatory research

How ZORRO Discover Helps Independent Agents & Brokers

  • Quicker prioritization of the right carriers to shop a specific risk profile with

  • Captive-level expertise for every carrier they can write with

  • Higher customer retention by seeing around corners to upcoming rate shocks or underwriting rule changes

AI Capabilities

ZORRO Discover is built on ZestyAI’s Agentic AI platform. It utilizes a proprietary generative AI pipeline powered by Large Language Models (LLMs) that have been specifically optimized for insurance-specific content.

  • Specialized Training: The AI is trained on over a decade of U.S. insurance filings, including millions of pages of state filings, regulator objection letters, responses, and statutes from all 50 states.

  • Agentic Intelligence: Unlike standard search tools, it uses "agentic AI" to proactively navigate, synthesize, and interpret complex regulatory data, converting "buried intelligence" into actionable insights.

  • Conversational Interface: It features a natural language interface that allows users to ask complex questions and receive instant, verified answers without needing deep technical or regulatory expertise.

 

Certifications & Awards

  • Important company certifications: SOC 2 Compliant

  • Relevant industry awards or distinctions: Forbes Best Startups to Work For, CNBC Worlds Best Insurtechs, CB Insights Insurtech 50