Vacant properties create unique underwriting challenges—and real revenue opportunities—for independent insurance agencies. Whether it’s a home for sale, a property in probate, or a commercial building awaiting tenants, your clients need specialized vacant property insurance quickly and reliably.

That’s where Vacant Express, a Catalyit Premium Solution partner, delivers a competitive advantage.

What Is Vacant Express?

Vacant Express is a specialty insurance program designed specifically for vacant residential and commercial property insurance. Instead of navigating limited carrier appetite or piecing together nonstandard markets, agents gain access to a focused solution built exclusively for vacant risks.

In simple terms: Vacant Express allows licensed agents to quote, bind, and issue vacant property policies online—any day, any time.

Vacant Property Coverage Backed by Strength and Experience

Vacant Express has been protecting vacant properties since 1978 and offers:

• Admitted coverage in almost all states
• Policies backed by a carrier rated “A” (Excellent) by AM Best
• Protection tailored specifically to vacant exposures

For agency principals, that means confidence. You’re placing business with a financially strong carrier that understands the unique risks of unoccupied properties—vandalism, fire, weather damage, and liability exposure.

Why Independent Insurance Agents Choose Vacant Express

Vacant Express is built with agents in mind. Key agent benefits include:

• 24/7 Online Quoting and Binding
  Use a web-based system to quote, bind, and issue policies electronically—improving speed and operational efficiency.

• Competitive Rates and Commissions
  Stay competitive in your local market while earning strong commissions. Vacant Express views agents as partners in success.

• No Premium Volume Requirements
  No production quotas. Write what’s right for your clients without pressure.

• Direct Billing
  After the policy is issued, Vacant Express works directly with the insured for billing. Clients can pay online, by phone, or by mail using credit/debit cards or eChecks—reducing your agency's administrative workload.

• Agent VIP Program
  Write at least one policy in the past 12 months, and you’re automatically enrolled.
  

Ready to turn vacant property risks into revenue opportunities?

Discover how Vacant Express can strengthen your specialty lines offering and position your agency as the go-to expert for vacant property insurance.  

About Catalyit Solution Providers
Catalyit’s Solution Providers are leading insurance technology companies that help independent agents harness the potential of technology to optimize their agency systems and processes, and deliver exceptional service to their customers. Find out more about Catalyit’s Premium Solution Providers.