The Rundown
In a recent coffee chat, Bob Broadwater, Vice President of Collectibles Insurance Services and Vacant Express, broke down how Vacant Express is helping agents place specialty coverage for vacant properties faster — and with less friction.
The Context
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Vacant Express, a program underwritten by J.H. Ferguson – a subsidiary of GBLI | Global Indemnity, and a Catalyit partner program, focuses on small specialty P&C insurance for vacant risks across the full property life cycle.
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The program covers vacant land, residential, and commercial properties, and is available in 48 states — mostly written on an admitted basis by Diamond State Insurance Company, with non-admitted options in tougher coastal markets like Florida.
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Bob said the big differentiator is speed: retail agents get direct access, while automated risk scoring quickly determines eligibility and delivers premium indications.
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Onboarding is designed to be simple, with a producer sign-up form, support resources, and occasional webinars to help agencies get started.
Why it Matters
Specialty insurance still has a reputation for being slow and complicated. Vacant Express is betting that better tech, simpler access, and sharper underwriting can turn a hard-to-place risk into a much smoother experience for agents.
Watch now to see how Vacant Express can work for you!
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