IPFS TotalPay by Imperial PFS

IPFS TotalPay

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Last Updated May 2026 | Based on Public Information

IPFS TotalPay helps independent insurance agencies manage premium financing and insurance payment collection through a single platform. Agencies can offer installment financing or payment-in-full options while reducing manual payment handling, paper processes, and follow-up work. The platform supports digital payment workflows, eSignature, reporting, and agency management system integrations to improve operational efficiency and client payment experience. 

 

Features & Quick Stats

Key Features

  • Premium financing and payment-in-full options in one workflow
  • Digital payment collection with ACH and credit card support
  • eSignature and paperless premium finance agreement processing
  • Agency management system integrations to reduce manual entry
  • Reporting and account visibility through online dashboards
  • Automated reminders and cancellation avoidance tools

Core Business

IPFS provides premium financing and insurance payment technology solutions for independent agencies, brokers, carriers, wholesalers, and policyholders. Its platform helps agencies streamline premium payment workflows, improve collection processes, support insured payment flexibility, and reduce administrative workload. 

 

How IPFS TotalPay Helps Independent Agents & Brokers

IPFS TotalPay helps agencies simplify premium payment workflows by consolidating financing, payment collection, eSignature, and reporting into one system. Agencies can reduce manual processing, speed up payment collection, improve visibility into account activity, and provide insureds with flexible payment options. Integration capabilities and digital workflows help reduce accounting friction and support a more efficient client experience.