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Catalyit Guide

Quoting Platforms - Personal Lines

All you need to know about personal lines quoting and rating platforms.
Section I: PL Quoting Basics
  
Section I

Personal Lines Quoting Basics

What are Personal Lines Quoting Platforms?

Personal lines quoting platforms enable insurance agencies to provide fast and accurate quotes for individuals and families. These tools streamline the quoting process by offering automated data entry, real-time integration with carriers, and side-by-side comparisons of coverage options.

With features like pre-fill capabilities, customizable workflows, and seamless integration with agency management systems, personal lines quoting platforms save time, reduce errors, and enhance client satisfaction. By leveraging these solutions, agencies can deliver efficient and personalized service, staying competitive in the personal insurance market.

Why it matters

These platforms allow independent agents to deliver faster, more accurate quotes with less manual work—boosting efficiency, reducing errors, and creating a smoother, more competitive client experience.

        
Section II

Personal Lines Quoting in Action

“The number of quoting platforms available has dwindled over the years. You may have to make some trade-offs between getting everything you want and what’s available. Like agency management systems, there isn’t a best quoting platform but a best platform for your organization.”
Steve Anderson_circle
Steve Anderson

Catalyit Co-founder

Benefits of Using Personal Lines Quoting Platforms

Compare rates from multiple carriers instantly

Compare rates from multiple carriers instantly

Customize coverage packages

Customize coverage packages

Eliminate repetitive data entry

Eliminate repetitive data entry

Generate professional, client-ready proposals

Generate professional, client-ready proposals

 Bottom Line

In a competitive market, speed matters. Quoting platforms enable agencies to respond more quickly to inquiries, cross-sell coverage, and deliver a more personalized service.

     
Section III

Set Yourself Up for Personal Lines Quoting Success

1

Identify Inefficiencies

Identify which lines (auto, home, umbrella, etc.) need quoting efficiency the most.

2

Carrier Connectivity

Ensure carrier participation; strong connectivity is key.

3

Review Workflows

Map your workflow from lead to bind to ensure smooth data handoff to your AMS.

4

Training

Train staff to use quote data to improve sales conversations and upsell opportunities.

      
Section VI

Personal Lines Quoting Insurance Solutions

Take a closer look at all your available options by visiting their profiles.

Epic Quotes
Epic Quotes

Epic Quotes
by Applied Systems

Fully-integrated quoting module to quote auto and home personal lines policies directly within Applied Epic.

Quoting Platforms - Personal Lines

EZLynx Rating Engine
EZLynx Rating Engine

EZLynx Rating Engine
by Applied Systems

Easy-to-use comparative rater that lets independent insurance agents get real-time personal lines quotes.

Quoting Platforms - Personal Lines

PL Rating
PL Rating

PL Rating
by Vertafore

Close more business with the leading real-time personal lines comparative rater.

Quoting Platforms - Personal Lines

RiskAdvisor
RiskAdvisor

RiskAdvisor
by RiskAdvisor

Cut quoting time by 60% or more. RiskAdvisor’s smart intake and carrier-aware AI keep your team quoting what wins.

101 Weston Labs Online Applications & Forms PL Quoting Enhancement

Fetch! Underwriting
Fetch! Underwriting

Fetch! Underwriting
by Fetch! Underwriting Made Easy

AI PL Quoting Enhancement

Olivo
Olivo

Olivo
by Koïos Intelligence

Chatbots RPA PL Quoting Enhancement

Quotamation
Quotamation

Quotamation
by Quotamation

Quoting Platforms - Personal Lines 101 Weston Labs

QuoteRush
QuoteRush

QuoteRush
by QuoteRush

Quoting Platforms - Personal Lines

Zywave
Zywave

Zywave
by Zywave

Quoting Platforms - Personal Lines

 Pro Tip

Take the Tech Assessment to identify where outsourcing and automation can have the most significant impact.

      
Section V

Demos & Videos

EZLynx Demo
EZLynx
Applied

EZLynx Demo

November 14, 2023
Vertafore Small Agency Solutions Demo
Vertafore Small Agency Solutions
AMS

Vertafore Small Agency Solutions Demo

January 24, 2023
     
Section VI

TechTips

Six Underutilized Features in Agency Management Systems
Automation

Six Underutilized Features in Agency Management Systems

November 10, 2025 2 min read
The New Catalyit Agency Tech Assessment Is Here—And It’s Smarter Than Ever
cityscape with analytics overlay
AMS

The New Catalyit Agency Tech Assessment Is Here—And It’s Smarter Than Ever

June 2, 2025 1 min read
Vertafore Delivers Policy Binding in PL Rating
Vertafore

Vertafore Delivers Policy Binding in PL Rating

April 8, 2024 3 min read
Thriving in a Hard Market: How Technology Platforms Empower Independent Agents
TechTips

Thriving in a Hard Market: How Technology Platforms Empower Independent Agents

June 19, 2023 2 min read
        
Section VII

State of Tech Report

57%

of Catalyit agencies utilize a quoting system or rating platform for personal lines, and adoption is continuing to rise.

For the fourth year, Catalyit is partnering with Big “I” state associations to survey independent insurance agencies nationwide about their tech stacks. Agencies are sharing the tools they use, their ratings, and where they see the biggest opportunities to improve efficiency and client experience.

Take the Agency Tech Assessment and tell us what powers your agency’s operations. See the results this spring in the 2026 State of Tech in Independent Insurance Agencies Report.

          
Section VIII

Catalyit's Personal Lines Quoting FAQ

What agents are asking.

Q: How do I ensure rate accuracy across multiple carriers?

A: Accuracy depends on connectivity and data freshness. Look for quoting tools that use real-time carrier connections rather than static rate tables. Maintain accurate customer and risk data in your AMS, and verify carrier credentials are up to date. Regularly test sample quotes to confirm that your platform’s results match carrier portals.

Q: Can quoting platforms help my team cross-sell or upsell coverage?

A: Absolutely. Most quoting systems display multiple coverage options and premium comparisons side by side. Agents can use this view to recommend better limits, bundle policies, or highlight potential savings. Some tools even include built-in remarketing or data analytics to identify cross-sell opportunities based on client profiles.

Q: What training or setup is needed to get started quickly?

A: Most vendors provide guided onboarding and training videos to get your team comfortable fast. Start by creating standard templates and defining quoting workflows. Designate a “super user” who can help teammates troubleshoot early questions. Once your core users are trained, schedule a follow-up session to review best practices and make sure everyone is using the tool consistently.

 

     
Section IX

Next Steps

Ready to put outsourcing to work in your agency?

Talk to Us
Connect with Catalyit Consulting to develop a customized outsourcing strategy that fits your agency's quoting workflow.

Take the Agency Tech Assessment
Identify where automation and integration can strengthen your sales process.

Join Our Next Webinar
Learn hold on agencies are using quoting platforms to improve turnaround times and win more business.

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Contributors:

Casey Nelson_circle-min

Casey Nelson

Guide Last Updated: November 2025

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